superclaim

Surgery is hard enough. The claim should not be.

Your claim, handled on one WhatsApp thread.

Send your policy. A person finds where it is cashless, confirms with the hospital, and stays till settlement.

See an example conversation

A person replies, not a bot. We never ask for OTP, card or bank details.

Hi, I want to check my policy for surgery

11:02 am

Hi, I'm Aditi from superclaim. I'll check your policy against NCR hospitals and send you an estimate here today. Which treatment have you been advised? A photo of the prescription is fine.

11:03 am
prescription.jpg11:05 am

Got it. Now your policy document, or just the insurer and plan name. A photo of the e-card works too. We keep it only for your estimate and delete it 90 days after your case closes.

11:05 am
policy.pdf11:07 am

Star Health Assure, sum insured ₹5 lakh, room rent capped at 1% a day (₹5,000). Last one: your pin code, and can you travel 30 to 40 km for a better option?

11:08 am

122001. Yes, up to 40 km is fine

11:09 am

Thanks. I'll check with the hospitals and message you by this evening.

11:09 am

Here are your three options, cheapest for you first:

6:40 pm
  1. 1. Hospital in Saket · 12 kmCashless confirmed by phone todayPackage ₹3.2 to 4.1 lakhYou pay about ₹42,000
  2. 2. Hospital in Gurugram · 9 kmOn Star Health's network listPackage ₹3.4 to 4.3 lakhYou pay about ₹58,000
  3. 3. Hospital in Noida · 31 kmConfirm before visitPackage ₹2.9 to 3.6 lakhYou pay about ₹66,000
6:40 pm

Option 1 is confirmed with the hospital. Want me to book the consult there? No charge, and you get a named contact at the desk.

6:41 pm

Yes please

6:44 pm

Booked: Saket, Tue 10:30 am. Ask for the insurance desk and quote SC-0031. I'll send the cashless pre-auth checklist tomorrow.

6:45 pm
Policy sent 11:07 am. Three priced options by 6:40 pm.

Bring a policy from any of these

  • Bajaj Allianz
  • HDFC Ergo
  • National Insurance
  • New India Assurance
  • Niva Bupa
  • Reliance General
  • SBI General
  • Star Health
  • Tata AIG
  • and Aditya Birla, United India

We are not affiliated with or endorsed by any insurer.

How it works

From your policy to the hospital desk

  1. Step 1

    Policy and pin code sent. That's your part done.

  2. Step 2

    We called the hospital's insurance desk. Cashless confirmed for your plan.

  3. Step 3

    Your file is at the desk. They expect you Tuesday, 10:30.

  4. Step 4

    Welcome in. Your file is ready, no advance to pay.

  • 46hospitals across NCR
  • 11insurers' policies read
  • 1call to confirm cashless before you go
  • ₹0charged to you
Hospitals

Hospitals we check across NCR

Tap an area, or see the ones near you. Being listed does not mean we have an agreement with it.

46 hospitals across NCR, and growing

    Who we are

    A person on your side of the claim.

    Aditi

    care assistant, superclaim

    • Reads your policy, calls the hospital desk
    • Same person from first message to settlement
    • Never asks for OTP, card or bank details

    We do not sell insurance, give medical advice, or charge you anything.

    FAQ

    Questions

    What do I need to send?

    Your policy or e-card and your pin code. A prescription or hospital quote helps if you have one.

    What happens to my policy document?

    Only your care assistant reads it, only for your estimate. It is deleted 90 days after your case closes.

    I already have a hospital in mind.

    Tell us which. We check cashless there first and show what you pay, next to two others.

    Is it really free?

    Yes. You pay us nothing, now or later. Hospitals pay us, as explained above.

    Will you tell me which treatment I need?

    No, that stays with your specialist. Still deciding or already booked, we work out cashless status and cost.

    One message to start. We take it from there.

    Know what you pay before you go in. Free for you.

    A person replies, not a bot. We never ask for OTP, card or bank details.

    Hindi ya English, jaise aapko aasaan lage.

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